Annuities can be framed as an asset class that helps households manage market risks and risk of outliving assets. They provide both investment returns and lifetime income benefits, enhancing financial planning for retirement. Annuities offer protections such as lifetime income to manage longevity risk. Structured annuities improve the efficient frontier for investors by enhancing … Read more
Why Holding That Old Annuity Could Be Costing You Most people understand the logic of refinancing a mortgage in a low-interest rate environment. Similarly, savvy investors know that different economic conditions—whether expansionary or recessionary—favor different asset classes and strategies. However, one area often overlooked is how higher interest rates can significantly enhance the value of … Read more
With the election behind us and a new administration in office, there is much to discuss with my clients about what economic policy changes lie ahead, and how that may impact their financial future. Top of mind are taxes and the market. Please call me or set up an appointment if you would like to discuss: … Read more