Leveraged Income
Strategy (Kai-Zen)
for Individuals
Are You Earning Enough for Retirement? There is a retirement strategy that may help you
- Accumulate 60%-100% more for retirement
- Protect your income from market risk
- Fund retirement plan in 5 years
- Tax Free
Kai Zen for Individuals
- Leveraged Wealth Accumulation:
The Kai-Zen strategy provides a unique way to fund the retirement in as little as 5 years. Kai-Zen utilizes financing as a way to supplement personal funding, significantly increasing the life benefits and income available for retirement. For those that qualify, the ultimate result is a higher level of financial comfort that could be found with savings and traditional life insurance alone.
Kai-Zen provides leverage to obtain more benefits today and potential cash accumulation for your retirement future.
Much Like bank financing, the Kai-Zen strategy allows participants to reap significant benefits while staying within their contributory means. Like a bank mortgage, money is borrowed to buy more house (or with Kai-Zen, more benefits) than one could purchase with assets on hand. these benefits include: - Death Benefits:
A permanent life insurance policy with living benefit riders that can provide benefits in the case of critical illness, injury, or need for Long-term Care. - Cash Accumulation, Market Protection and Liquidity:
The amount funded into the policy has the potential for market growth (tax deferred) without the risk of market losses. The policy's cash value is the sole collateral for the loan, and withdrawals can be made tax-free.
Note: Policy loans and withdrawals reduce the cash value and death benefit and may result in a taxable event if the policy is surrendered or lapses.
